Lenders install 'kill switches' to immobilise cars. Film Noir Download Polaroid (2017). Car finance firms are fitting .

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When the lender is paid, it sends the customer a code to enter by remote control into a GPS device behind the dashboard. Struggling: Office worker Julia Martin with her Ford C- Max.

She said she often had to eat cereal for dinner so she can afford car payments. If drivers miss a payment, the code for that month is not sent and the car stops working. Concerns have been raised that vulnerable drivers could be stranded overnight or unable to get to an emergency. Office worker Julia Martin said she often had to eat cereal for dinner so she can afford car payments. The 3. 2- year- old took out a three- year hire- purchase agreement with The Car Finance Company in January last year when her fiance left her six weeks before their wedding, taking the car they shared. Miss Martin, of Farnham, Surrey, must pay .

She will have paid . Investors wrote off . The box will beep if payments are due, with a . But the law says they must apply for a court order to repossess a car if a third of the total amount has been paid. Andrew Leakey, of Stephensons Solicitors, said those affected could argue they were the victim of an .

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That is before you get into data- protection issues with the box recording your movements and safety issues if a customer is stranded alone.’Graham Hill, of the National Association of Commercial Finance Brokers, said kill switches may break the law. It is believed they will form part of a Financial Conduct Authority probe into car finance. Trade body the Finance and Leasing Association said immobilisers were used only in.